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「桃太郎」保険金の支払い事例、限度額


This is a summary of cover for guidance purposes only. Please make sure that you read and understand the policy wording. これは英文約款の日本語要約です。必ず英文約款をご一読ください。

Section
担保項目
Type of claim
事例
Sum Insured
支払い限度額
1 Personal Accident
傷害保険
Accidental injury you suffer that leads directly to your death or disability
旅行行程中の事故によるケガが原因で亡くなられたとき、および事故により重度障害を負われたとき。

Up to £ 20,000
(If aged under 16 or over 75: £ 2,500)

2 Medical Expenses
緊急医療保険
Necessary emergency medical treatment during your journey (outside UK)
旅行行程中の事故によるケガ、または病気により医師の治療を受けられたとき(英国外の治療に限る)

Up to £ 1,000,000
(免責/excess £ 75)

3 Hospital Benefit (Outside UK)
入院保険
When a claim is made under Section 2 above (outside UK)
上記2の適用を受けられたとき。(英国外の治療に限る)

up to £ 300
(£ 75 per day)

4 Cancellation/Curtailment
旅行取り消し・短縮保険
Reimbursement of charges following cancellation or curtailment due to your death, injury or illness, or that of a close relative or person(s) you were going to stay with etc.
病気などの理由により旅行を取り消さなければならなくなったとき。

Cancellation: up to £ 1,000
(免責/excess £ 75)
Curtailment: up to £ 3,000
(免責/excess £ 50)

5 Personal Liability
個人賠償責任保険
Indemnity for legal liability in respect of bodily injury to third party or damage to their property (or excess £ 100 if damage is to your temporary holiday accommodation)
旅行行程中に誤って他人にケガをさせたり、他人の物を壊したりして損害を与え法律上の損害賠償を負ったとき。但し、臨時宿泊施設の場合、免責は£100。

up to £ 1,000,000
(免責/excess £ 50)

6 Loss or damage to baggage
携行品損害保険
Loss or damage to baggage. Single article limit of £ 500, valuables limit £ 500 in total will apply.
旅行行程中に携行品が盗難、破損、火災など偶然の事故にあい損害を受けたとき。
(一品につき£500限度、貴重品は合計£500限度)

up to £ 1,000
(免責/excess £ 50)

7 Delayed baggage
携行品遅延保険
If your baggage is delayed on the outward journey for a period of more than 12 hours.
旅行行程中に携行する身の回り品で搭乗時に運行会社に預けたものが12時間を超えて目的地到着しなかったり、盗難にあった場合。

up to £ 100
(免責/excess £ 50)

8 Personal Money
現金損害保険
Loss of money, travellers cheques, travel tickets etc.
旅行行程中に現金などが盗まれたとき。

up to £ 500
(cash limit £ 300)
(免責/excess £ 50)

9 Delayed Departure
運行遅延保険
Travel Delay if your transport is delayed for more than 8 hours.
Missed Departure if you cannot reach your destination as intended.
Cancelling your outward trip as a result of a delay lasting more than 24 hours.
旅行行程中に予約した飛行機などが8時間以上遅延したとき。飛行機などの出発に間に合わなかったとき。24時間以上の運行遅延により旅行を取り消さなければならなかったとき。

Travel Delay:
up to £ 100 (first 8 hrs £20)
Missed Departure:
up to £ 2,000
Abandonment of your outward trip:
up to £ 1,000
(免責/excess £ 50)

10 Loss of Passport
パスポート紛失保険
Loss or theft of your passport while you are abroad.
旅行行程中にパスポートを紛失されたとき。

up to £ 200

11 Legal Expenses
訴訟費用保険
To pay legal costs and expenses incurred in pursuit of compensation and/or damages following personal injury or death.
旅行行程中に他人からケガをさせられたことに対して訴訟を起こすとき。

up to £ 20,000


Main exclusions:
* Winter sports, unless you have paid the appropriate premium. We do not cover ski racing in major events, ski jumping, luging, snowmobile, ice hockey and using bobsleighs or skeletons.
* War, invasion, revolution, riot or any similar event.
* Death, injury illness or disability that results from suicide or attempted suicide; putting yourself in danger, hazardous activities, including but not limited to: mountaineering, rock climbing, bungee jumping; sexually transmitted diseases or the effects of alcohol or drugs.
* Any single trip exceeding 31 days unless the Insurer has given prior agreement.
* Trips to Afghanistan, Cuba, Iraq, Lebanon, Liberia, Libya and Sudan.

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 JTB UK 日本語窓口 020 7808 3160
 またはEメールでどうぞ lts@jtb-europe.com
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